5 Savvy Debt Free Bloggers You Should Follow

By Sara


Last Updated: March 23, 2023


When it comes to being debt-free, those who have accomplished it love to shout it from the rooftops. Hitting debt freedom motivates you to share this with others. Some of the best debt free advice comes from someone who was in your shoes - struggling with debt. 

To step it up a notch, an entire sub-group of savvy individuals has a unique perspective on debt-free. These individuals are documenting every step they took and still take to be debt free in a way that makes sense and is different than the traditional advice.

If you are trying to find unique ways to get debt free, these are the bloggers you should check out. 



5 Savvy Debt Free Bloggers You Should Follow

Debt Free Mom 

Carly, aka the Debt Free Mom, is a great debt free blog for a mom, from a mom. Carly is a mother who is balancing life with a family and being debt free. You can learn how to:

  • Save money on vacation with the family 
  • DIY household tips to save money 
  • Easy ways to save extra money 

Making the plan to be debt free with children can seem like a very challenging goal. Isolating yourself on this big task can make an impossible task look even harder. Hearing from others on their journey and sharing the things they have tried can be a great tool to keep you motivated. 

Carly outlines the exact steps to help her achieve her weekly financial goals. Then, she gives you real-world examples with real-world numbers to help you understand how you can apply her savvy skills to your life. 

Do you dream of being debt free? Read this next: The 8 Levels of Financial Freedom: Where Do You Fall In?


Making Frugal Fun 

Shannon’s main goal for her Making Frugal Fun blog is to make finances fun. Not only does she focus on debt, but she also covers: 

  • Her Frugal Lifestyle
  • Cooking with a Budget 
  • Low Budget Hobbies
  • Budgeting 

When paying off debt, one of the best ways to save money is to cut your expenses. There are things we are paying for that we don’t really need but are things that we want. If we remove these wants and find frugal alternatives, we can save money while still enjoying the same things. 

Shannon shares how she can do everything she wants while sticking to a budget. She truly does make being frugal fun with her tips and tricks. She incorporates how to save money on one of the highest areas of our budget - food. So many of her tips are ones that you can enact to start saving. 


Living that Debt Free Life

If you want to read about the current lifestyle of someone who is trying to pay six figures in student loans, then Kate from Living That Debt Free Life is the blog for you. Here, you can read about: 

  • Kate’s monthly report of her debt payment progress
  • Budgeting and Saving Money tips 
  • Travel and Credit Card information 

Reading monthly and even weekly updates about a person’s personal debt journey can give you an insight into their life. By documenting this way, Kate allows her readers to see how every change she makes in her life helps her reach her goals. 

It’s easy to hear financial advice on paying off your debt, but taking that first step takes a huge amount of faith. Kate allows someone to see that what she is saying is working and that if they follow her steps, they can be much closer to debt freedom. 


I Heart Frugal

Sarah from I Heart Frugal is the blogger for you if you want the perspective of frugality from someone who paid off the debt with a teacher’s salary. As a teacher, she shares: 

  • How to make money 
  • How to save money 
  • Downloadable PFDs to help you with your finances
  • Meal planning 

Attempting to pay off debt with a limited income will take longer than someone with a higher salary. A limited income doesn’t mean that you can’t take steps to reduce your spending to save money. It also doesn’t mean that you can’t make more money. 

Sarah teaches her readers that saving money and making money on a limited income is possible. She shares how others can make more money to increase their income and how to be frugal to reduce their expenses. Increasing income and reducing your expenses is the best way to pay off debt. 


Lauren Cobella 

Lauren Cobella has been on The TODAY show and The Rachel Ray Show to share her financial tips.

Her blog is all things finance from: 

  • Budgeting 
  • Saving money 
  • Paying off debt 

Her blog is a well-rounded blog for someone looking for tips to get rid of debt and learn other personal finance topics. You will be able to read on any topic that you are interested in. For example, if you need to improve your budget, Lauren has so many posts to help you create and stick to one. 



Final Thoughts 

Bloggers can share more in-depth information about how they have paid off debt or are approaching their debt free journal. These five bloggers all have a savvy and unique spin to their approach that makes them great for anyone who wants to try something new. 

Photo by nappy


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