When it comes to using credit cards, having self-control is the key.
You can effortlessly buy anything using your card, however, it's better to always think through the purchases before you buy. Only buy something if you're certain you can pay your balance in full at the end of each month. This way you can avoid paying interest on your purchases.
A credit card is a great tool, provided you used it responsibly. Paying your bill on time keeps debt away and also boosts your credit rating.
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March 23, 2023