Treat debt as an emergency. Don't let it become the normal way of living. Remaining stuck in a debt trap, and paying interest for too long will drain your finances. You may feel like giving up on your dreams because they seem too far-fetched.
Bills, lack of savings, or unexpected expenses may make you anxious and negatively affect your well-being. You have to be proactive about getting yourself out of debt as soon as possible.
Decide on a repayment strategy that best suits your situation and follow through with it. This will take a lot of discipline, but it's well worth the effort.
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