Navigating parents’ finances and long-term care can be quite tricky.
It's natural to have worries about possibly offending your parents when you decide to have the "financial talk" with them.
Make sure your parents feel comfortable having conversations about their finances and long-term needs.
You could start with things that aren't related to finances or talk about your own financial planning experience first.
Gently express your concerns about their health and the future.
Let them know you have their best interests in mind and that your goal is to help them gain more control over their finances.
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