Buying your own house is one of the most important financial decisions that you will make in your life. Do not rush it.
Understand how much you can really afford to spend on your house.
Paying the home loan EMI is a huge financial commitment. Consider all possible options. Make sure you take a home loan only when you have enough savings and can pay the EMI without stretching yourself too thin.
Generally, your total monthly payment shouldn't be more than 30% of your take home salary. You should still be able to continue saving for other financial goals.
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