When you don’t have a budget, it’s far too easy to spend much more than what's required. You have to pay close attention to where your hard-earned money is going.
By not planning your spending, you end up wasting your money. A spending plan allows you to figure out in advance whether you will have enough money to cover your desired expenses.
So make sure you prioritize your spending each month. Take into account the bills you have, your living, and miscellaneous expenses, and make a realistic budget plan.
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