Credit cards come with many cool perks and rewards for making purchases. These rewards can be cashback on purchases, retail discounts, rental car discounts, or even air travel miles.
But to take advantage of the rewards, you have to have self-discipline. You must use credit cards responsibly and pay your balance in full.
Otherwise, you'll just keep paying interest on your purchases and moving farther from financial security.
Carefully consider the card's features, terms, and conditions before signing up for a reward program. It goes without saying that you should never go over your budget to earn these rewards.
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