When it comes to credit card use, self-discipline is key. When you have multiple credit cards, you can lose track of how much you spend and when you have to pay it back.
As a result, you're more likely to incur large amounts of debt that can take a long time to pay off. Mishandling a credit card can cause long-lasting damage to your financial health.
Whenever you wish to buy something, first check if you have any outstanding debt. You must only spend within your means. Make a few purchases each month and pay your bill in full.
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